Mortgage arrears
Current statements, notices of default, and any modification or foreclosure records help clarify what has to be cured.
Chapter 13 document guide
Records that usually matter when the goal is a workable Chapter 13 plan.
Chapter 13 matters often require more detail about secured debt, monthly obligations, arrears, insurance, tax issues, and stable income. This page is designed to help clients gather those records efficiently.
01
Primary Documents
The records that usually matter early in a Chapter 13 review.
- Last 7 months of pay stubs and proof of all regular household income.
- Most recent federal and state tax returns and any refund or tax debt information.
- Mortgage statements, payoff figures, arrearage notices, escrow information, or foreclosure papers when applicable.
- Vehicle loan statements, purchase paperwork when available, and current proof of insurance.
- Last 3 months of bank statements and investment statements.
- Domestic support orders, tax obligations, lease records, or any other recurring payment records that affect a monthly plan budget.
02
What Often Needs Extra Detail
Plan-related issues that usually require more precise documents.
Vehicle retention
Loan balance, insurance, purchase timing, and monthly payment records matter when the client needs to keep the vehicle.
Tax debt
Returns, notices, balances, and payment history can materially affect how the plan has to be structured.
Budget pressure
Proof of insurance, support obligations, rent or mortgage costs, and recurring household expenses help the office understand feasibility.
03
Useful Cross-Links
Use these pages when the Chapter 13 intake needs more support.
Document resources
Use this if you still need tax transcripts, statements, credit information, benefit records, or vehicle-related documents.
About the firm
Read how the office uses a structured intake and one Submission ID across initial and follow-up uploads.
Chapter 7 guide
If the case review may turn on liquidation concerns rather than plan feasibility, start here as well.
Secure upload
Use the portal when the office has asked for records or when you want to begin building the file now.
Foreclosure guide
If a mortgage sale date or active home default is driving the timing, start with the foreclosure intake page too.
Repossession guide
If the urgent issue is a vehicle repossession or clear repo threat, use the repossession guide alongside this page.
Need to start the Chapter 13 file now?
Use the secure portal to begin the submission, then keep building the same file as mortgage, vehicle, insurance, and tax records become available.